Before you apply, here's the criteria you should meet:
- 3 Years of Credit History in Canada
- Below the Maximum Credit Limit on Your Other Cards
- On-time Bill Payments for the Past 12 Months
You're guaranteed to be approved – as long as you:
Rewards are applied to total net purchases. That means any purchase that's charged to your Capital One credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.
You will be awarded an early spend bonus of 10,000 reward miles when you spend $500 on net purchases in the first 3 months following account booking. Net purchases are any purchases that are charged to your Capital One credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions don’t count as purchases. These bonus reward miles will be reflected within two billing periods after the qualifying purchases have been posted to your account.
We have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into a Canada Post outlet and provide further identification.
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