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The cash back card exclusively for Costco members.

The Capital One® Mastercard®,
exclusively for Costco members.

Annual Fee


Annual Interest Rates


Cash Back

Up to 3%

Apply Now

Top features at a glance:

  • Earn cash back virtually everywhere – not just at Costco
  • You earn 3% on restaurant purchases, 2% on gas purchases, 0.5% on the first $3,000 you spend annually on all other purchases, and 1% after that
  • No annual fee
  • Doubles as your Costco membership card

Cash back at your fingertips.

Earn virtually everywhere.

Whether you’re at the mall, dining out or on vacation, you’ll earn cash back on every purchase you make.

Receive your cash back.

Every January, you’ll receive a cash back coupon with your earnings from the previous year3.

Redeem for whatever you want.

You can redeem your coupon for cash or almost anything at any Costco warehouse in Canada.

Doubles as your membership card.

That’s one less card to carry when you’re shopping in the warehouse. Plus, it’s just one tap for membership and payment at Costco gas stations.

You must be a Costco member to apply for and use this card. If you’re not, visit a Costco Warehouse near you to apply for your membership and card. You can also go to Costco.ca to become a member.

We focus on providing our cardholders with effortless experiences.

Accepted at over 43 million locations worldwide.

You can use it everywhere Mastercard is accepted – not just at Costco.

There’s no limit to how much you can earn.

We don’t put a cap on your cash back.

Customize your alerts.

Set up reminders for when your payment is due, when you’re nearing your credit limit and when your statement is ready.

Stay on top of your account with our mobile app.

Check your balance and latest transactions while you’re on the go. Sign in using Touch ID and SureSwipeTM to securely access your account, anywhere.

Be notified of unexpected charges.

Second LookTM is a feature that helps you spot things like unexpected charges. It’s just one of the ways we’re looking out for your money.

Get updates with real-time alerts.

Real-time alerts let you know about things like suspicious card activity or fraud attempts, and confirm when you’ve updated your account information.

This card offers a suite of convenient benefits.

Everyday Benefits

  • Price Protection Service
  • Purchase Assurance
  • Extended Warranty

Travel Benefits

  • Common Carrier Travel Accident Insurance
  • Car Rental Collision/Loss Damage Waiver
  • Baggage Delay
  • Travel Assistance

Mastercard Benefits

  • Mastercard Global Service™
  • Zero Liability