ASPIRE CASH® PLATINUM MASTERCARD

Cash back with no annual fee? Now that’s rewarding!

Find out if you’ll be pre-approved1 with no risk to your credit score.

See if you’ll be pre-approved & apply

Earn unlimited cash rewards

1% cash rewards on all purchases

Cash rewards don’t expire

$0
Annual fee
21.9% - 29.9%
Standard annual interest rates
1%
Cash Rewards for every $1 spent3

How it works

Step 1

Use your card

Step 2

Earn cash rewards

Step 3

Redeem for rewards

  1. Unlimited earning

    Earn on all purchases, wherever you use your card. There’s no limit to the amount of cash rewards you can earn.

  2. Flexible redemption

    You can easily redeem as often as you like online or in the app. Your cash rewards never expire.

  3. Great rewards

    Choose between gift cards or statement credits. We have more than 20 gift cards to choose from.

Maximize your earning

Add an authorized user for $0 and earn even more with their purchases – there’s no limit to the amount of cash rewards you can earn.

We’ve got your back with our suite of benefits

Everyday benefits

Purchase Assurance

Lost, stolen or damaged purchase? Eligible items can be protected.

Extended Warranty

Automatically double the original manufacturer’s warranty on eligible purchases.

Car Rental Collision/Loss Damage Waiver Insurance

Save on collision damage waiver insurance for rentals – you may already be eligible for coverage.

Price Protection Service

Did an item you purchased go on sale? You may be eligible to receive the cost difference.

Travel benefits

Common Carrier Travel Accident Insurance

Travel with ease with your entire family. You could be eligible for insurance coverage in the event of accidental loss of life or dismemberment while on a common carrier.

Baggage Delay Insurance

Purchase of essential items may be reimbursed if your luggage is delayed when you purchase a trip with your card.

Mastercard benefits

Mastercard Global Service™

Get emergency card replacement, emergency cash advance and more if your card is lost or stolen.

Zero Liability

Don’t pay for any unauthorized purchases on your card.

See what our customers are saying

5/5 star rating
“The cash back on this card allows me to save for a vacation every year.”
5/5 star rating
Easy to accumulate cash rewards, great app for checking balances and rewards, wonderful customer service!
5/5 star rating
Capital One made the online application process so easy! I was able to know my approval status in minutes. Appreciate the cash back feature on my card.
5/5 star rating
I like the cash back option, and the fact that we can apply it directly to the balance owing online. Also, the payments get promptly posted.

More than just a credit card

You’ve got this and we’ve got you. That’s why all of our cards come with a range of
features, tools and services to help you get the most out of your card.

Stay secure and in touch with your account

Customize alerts to suit your needs

Know about any suspicious card activity as it happens, when payments are due, and spot unexpected charges like bill hikes, double charges and more.

Redeem with ease

Our online rewards portal has a growing collection of gift cards and other great ways to redeem your points – it’s easy!

Manage your account from anywhere with our app

Learn more

Track your credit score for free with Credit Keeper®

Learn more

Get personalized customer support

Self-serve support

with our Support Centre

Live chat

in your account online

24/7 live agents

on call, any time

You asked, we answered