We'll say two words you don't hear from a credit card company very often—we promise.

When it comes to doing everything possible to protect your credit card from fraud, we feel like those are the only two words that we should say.

In fact, we're so committed to protecting your credit card from fraud that we've created our fraud-fighting program called Customer Fraud Protection.

Customer Fraud Protection means we promise to:

• Protect—We employ a suite of fraud prevention tools to minimize the chance of fraud occurring on your credit card account.
  
• Monitor—We watch over your credit card account, 24 hours a day, 7 days a week.
  
• Resolve—The truth is that fraud does happen, but if it should ever happen to you we'll work hard to help make it right.  Remember, you are covered by our $0 Fraud Liability policy, which means that if your credit card is lost or stolen and used without your authorization, you will not be liable for those charges.