Classic Low Rate Credit Cards

Pay a low interest rate on your monthly balance.  Plus, save money when you
transfer balances from high-interest credit cards to your low rate credit card.
If you carry a balance on your credit cards,
a low interest rate credit card is a great
choice for you.

Gold MasterCard® with a 9.9% Interest Rate

  • Guaranteed1 rate of 9.9% for three years on credit card
    purchases and balance transfers
  • Low rate interest payments when you carry a balance
  • Save money when you transfer high-interest balances

Annual Fee

  • $49

Annual Interest Rates

Purchase
9.9%
Balance Transfer
9.9%
Cash Advance
19.8%

Gold MasterCard® with a 11.9% Interest Rate

  • Guaranteed1 rate of 11.9% for three years on credit card
    purchases and balance transfers
  • Low rate interest payments when you carry a balance
  • Save money when you transfer high-interest balances

Annual Fee

  • $19

Annual Interest Rates

Purchase
11.9%
Balance Transfer
11.9%
Cash Advance
19.8%

Gold MasterCard® with a 14.9% Interest Rate

  • Guaranteed1 rate of 14.9% for three years on credit card
    purchases and balance transfers
  • Low rate interest payments when you carry a balance
  • Save money when you transfer high-interest balances

Annual Fee

  • $0

Annual Interest Rates

Purchase
14.9%
Balance Transfer
14.9%
Cash Advance
19.8%
See Classic Rewards Credit Cards

Classic Rewards Credit Cards

With No Hassle RewardsTM, there's no surprises when you redeem for your rewards. They're your rewards, so you choose how to use them. Plus, you can redeem online or by phone.
If you usually pay your credit cards off
in full each month, a rewards credit card
can be a great choice for you.

Aspire Gold MasterCard®

  • $0 annual fee
  • Earn reward miles on everything you buy2
  • Fly on any airline, anytime
  • Gold benefits including Travel and Car Rental Insurance

Travel Rewards

  • 1 reward mile for every
    $1 – on everything you buy
  • 5,000 bonus reward
    miles on your first
    purchase
  • 1,000 anniversary bonus
    reward miles every year

Annual Interest Rates

Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%

Cash Back Gold MasterCard®

  • You can earn cash back quickly
  • You choose when and how to redeem
  • Add an authorized user for $0
  • $0 annual fee

Cash Back Rewards

  • Up to 1% cash back
    on your purchases
  • No limit to the amount of
    cash you can earn

Annual Interest Rates

Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%


1 As long as you pay your bills on time.

2 Reward miles are applied to total net purchases. That means any purchase that's charged to your Aspire Gold credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.



1 As long as you pay your bills on time.

2 Reward miles are applied to total net purchases. That means any purchase that's charged to your Aspire Gold credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.