Guaranteed Approval Credit Cards

A credit card with Guaranteed Approval gives you the chance to build or strengthen your credit history.

If you've never had credit or you've had
credit problems in the past, a guaranteed
approval credit card is a great choice
for you.

Low Rate Guaranteed MasterCard®

  • Low interest rate on purchases and balance transfers
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
  • Build or strengthen your credit history

Annual Fee

  • $79

Annual Interest Rates

Purchase
14.9%
Balance Transfer
14.9%
Cash Advance
19.8%

Guaranteed MasterCard®

  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
  • Build or strengthen your credit history
  • $0 Fraud Liability

Annual Fee

  • $59

Annual Interest Rates

Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%

Evolution MasterCard®

  • If you stay within your credit limit and make your payments on time in each of the first twelve billing periods, your interest rate for purchases and balance transfers that post to the purchase segment of your account will be decreased by 3%, starting on the first day of the 13th billing period. If you stay within your credit limit and make your payments on time in each of the next twelve billing periods (13th to 24th), your interest rate for purchases and balance transfers that post to the purchase segment of your account will be decreased by 3%, starting on the first day of the 25th billing period.
    Lower your rate by 6% over 2 years – to 13.8%
  • Build or strengthen your credit history
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval

Annual Fee

  • $59

Annual Interest Rates

Purchase
19.8% (drops to 13.8%)
Balance Transfer
19.8% (drops to 13.8%)
Cash Advance
19.8%

Guaranteed Secured MasterCard®

  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
  • Build or strengthen your credit history
  • Security funds required

Annual Fee

  • $59

Annual Interest Rates

Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%