Premium

These cards are right for you if:

  • Your household income is at least $40k-$60k
  • You have a high monthly spend
  • You've had a credit card in Canada for more than 3 years
See All Premium Credit Cards 

Classic

These cards are right for you if:

  • Your household income is at least $30k
  • You have a moderate monthly spend
  • You've had a credit card in Canada for more than 2 years
See All Classic Credit Cards 

Guaranteed

These cards are right for you if:

  • You've had credit problems in the past (i.e. you've had trouble making your monthly payments); or,
  • You've never had a credit card, loan or line of credit in Canada
See All Guaranteed MasterCards 


Guaranteed Approval Terms: To qualify for a Guaranteed MasterCard you must be at least the age of majority in your province of residence; live in AB, BC, MB, NB, NL, NS, ON, PE, or SK; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn't in good standing; and provide security funds, if required, by cheque or money order.