Aspire TravelTM Platinum MasterCard®

  • 1 reward mile for every $1 on all purchases1
  • 5,000 bonus miles on your first purchase2
  • 25% extra miles every year3

Right for you if:

  • You have Average Credit
  • You like earning rewards
  • You don’t want to pay an annual fee




  • Purchase
    Prime +16.8%
  • Balance Transfer
    Prime +16.8%
  • Cash Advance
    Prime +16.8%



Want a rewards card with no annual fee? No problem.

With the Aspire Travel Platinum MasterCard, every purchase gets you closer to your destination.


  • 1 reward mile for every $1 – on everything you buy
  • 5,000 bonus miles on your first purchase
  • 25% extra miles every year
  • No limit to the amount of miles you can earn


  • Add an authorized user for $0 and earn even more miles with their purchases
  • Platinum MasterCard benefits, including Travel Accident insurance and Baggage Delay coverage
Skip Flash Object
End of Flash Object

Rewards Made Easy

Earn rewards and skip the hassle with our No Hassle RewardsTM program!

  • Book your own trip – including the hotel, airline or rental car of your choice – then redeem your reward miles for your travel expenses
  • Pay for the taxes on your travel with your miles
  • No blackout dates or hidden fees

Redeem for Travel, Gift Cards or Cash – it’s up to you!

Redeem for travel with as little as 15,000 reward miles.

Gift Cards
Gift cards make a great gift – even for yourself.

Redeem reward miles for cash and spend however you want.

How many reward miles do I need to travel?

How many reward miles do I need to travel?
Cost of Your Travel Rewards Miles Needed 
Up to $15015,000
$150.01 to $35035,000
$350.01 to $60060,000
$600.01 and greaterTravel cost x100


Reward miles are applied to total net purchases. That means any purchase that's charged to your Capital One credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.


Your first purchase bonus reward accumulates within two billing cycles after the first qualifying purchase is posted to your account.


The 25% anniversary reward miles bonus is based on the amount of reward miles earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One credit card minus credits or returns. You won't receive an anniversary reward miles bonus on your first purchase bonus, bonus rewards or rewards account adjustments. Your anniversary bonus reward miles accumulate every year within two billing cycles of your rewards membership anniversary date. Example: If you earn 10,000 reward miles throughout the year, we will add an additional 2,500 miles (25% of 10,000) to your rewards account at the end of the year.

Purchase Assurance, Extended Warranty, Car Rental Collision/Loss Damage Waiver and Baggage Delay insurance are underwritten by American Bankers Insurance Company of Florida (ABIC), while Price Protection Service is a service provided by ABIC.  Travel Accident insurance is underwritten by American Bankers Life Assurance Company of Florida.  Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with the card.  Read the Certificate of Insurance then keep it in a safe place with your other valuable documents, and take it with you when you travel.

This forum is designed for Capital One cardholders to rate their experiences with products and services offered by Capital One and its affiliated companies. Products or service requirements, price, and features can depend on cardholder choices as well as the applicable laws and the specific product or service contracts of the cardholder, which may vary by jurisdiction and the date on which they obtained their card. Some product ratings and reviews may be obtained from customers with different versions of the product displayed above. Capital One does not guarantee the accuracy of cardholder posts and no review represents the opinion of Capital One or financial advice.  Reviews must comply with our Terms and Conditions.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into a Canada Post outlet and provide further identification.