Rewards Credit Card – Aspire Gold MasterCard

Rewards Credit Card

Earn reward miles – with no annual fee!

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1 (877) 277-5901

Use option 3 to check the status of an application.

Credit Card Highlights
Earn Rate
1 for $1
First Purchase Bonus
5,000
Annual Fee
$0
Annual Interest Rates
Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%
  • Is this card right for you?

    We'll suggest some others if it isn't
Good Choice For:
  • People who like earning rewards
  • $30k minimum household income
  • Don't carry a balance

Earn reward miles without having to pay an annual fee.

Get rewarded for everything you buy. This rewards credit card gives you 1 reward mile for every $1 you spend on purchases – and you won’t pay an annual fee.

Plus, the Aspire Gold MasterCard also gives you 5,000 bonus reward miles on your first purchase and 1,000 anniversary bonus reward miles each and every year.

  • 1 reward mile for every $1 – on everything you buy1
  • 5,000 bonus reward miles2 on your first purchase
  • 1,000 anniversary bonus reward miles every year
  • No Annual Fee
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Book, fly and redeem – it’s really that easy.

We've taken the hassle out of redeeming your reward miles. With No Hassle RewardsTM, you book your own trip and fly on any airline, stay in any hotel or choose your own car rental company! Then you simply redeem your reward miles to pay for your travel.

Plus, there are no hidden fees. And unlike many rewards programs, our program lets you pay for the taxes on your travel with your reward miles.

Learn More About Redeeming 

  • Travel
    Redeem for travel with as little as 15,000 reward miles.
  • Merchandise
    Choose from electronics and other great merchandise.
  • Gift Cards
    Gift cards make a great gift – even for yourself.
  • Cash
    Redeem reward miles for cash and spend however you want.
How many reward miles do I need to travel? 
  • 15,000 = up to $150
  • 35,000 = up to $350
  • 60,000 = up to $600
60,001 and above equals the cost of your travel x100.


1 Reward miles are applied to total net purchases. That means any purchase that's charged to your Aspire Gold credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.

2 Your first purchase bonus reward miles accumulate within two billing cycles after the first qualifying purchase is posted to your account. Your anniversary bonus reward miles accumulate every year within two billing cycles of your rewards membership anniversary date.

In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.