Premium Cards  /  Rewards Credit Cards
Miles Credit Card – Aspire World MasterCard

Aspire World Credit Card

Earn more reward miles.

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1 (877) 277-5901

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Not available to residents of QC, NT, NU or YT.

Credit Card Highlights
Earn Rate
2 for $1
First Purchase Bonus
35,000
Annual Fee
$120
Is the fee worth it?

Is it worth it?[x]

If you charge more than $2,000 a month on your credit card, it might be worth paying the annual fee for a higher earn rate. If you charge less, check out the Aspire Gold MasterCard that has no annual fee.

Better Benefits

The World MasterCard benefits could save you more than the annual fee on just one trip:

Cardholder Benefit

Travel Emergency Medical Insurance
Rental Car Collision Insurance
Trip Cancellation/Interruption
Travel Accident Insurance
Total Potential Savings1

You Could Save

$75
$280
$158
$30
$543
Annual Interest Rates
Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%

  • Is this card right for you?

    We'll suggest some others if it isn't
Find Out Now
Good Choice For:
  • People who like earning rewards
  • $60k minimum household income
  • Don't carry a balance
Learn Who This Card is a Good Choice For

Earn more reward miles with Aspire World.

2x Rewards Miles

You’ll earn 2 reward miles for every $1 – on everything you buy, with this reward miles credit card. Unlike some other rewards credit cards, the Aspire World MasterCard earns you rewards on all your purchases. No matter where you use your card, you'll always earn 2 reward miles per dollar.

Plus, with 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year, you’ll always earn more with this reward miles credit card.

  • 2 reward miles for every $1 – on everything you buy2
  • 35,000 bonus reward miles3 on your first purchase
  • 10,000 anniversary bonus reward miles every year
  • World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance
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Book, fly and redeem – it’s really that easy.

We’ve taken the hassle out of redeeming your reward miles. With No Hassle Rewards™, you book your own trip and fly on any airline, stay in any hotel or choose your own car rental company. Then you simply redeem your reward miles to pay for your travel.

Plus, there are no hidden fees. And unlike many rewards programs, our program lets you pay for the taxes on your travel with your rewards miles.

Learn More About Redeeming 

  • Travel
    Redeem for travel with as little as 15,000 reward miles.
  • Merchandise
    Choose from electronics and other great merchandise.
  • Gift Cards
    Gift cards make a great gift – even for yourself.
  • Cash
    Redeem reward miles for cash and spend however you want.
How many reward miles do I need to travel? 
  • 15,000 = up to $150
  • 35,000 = up to $350
  • 60,000 = up to $600
60,001 and above equals the cost of your travel x100.

1 Potential savings in the "Is it worth it?" tool tip are based on a two-week, international vacation package for two 30-year-olds, costing $2,500 and booked on your Aspire World MasterCard. For all insurance coverage, certain limitations, restrictions and exclusions apply. Travel Emergency Medical Insurance and Trip Cancellation/Trip Interruption Insurance are only available to customers under the age of 65. When you're approved for the card you'll receive Certificates of Insurance which contain a full description of coverage. Capital One is not the insurer.

2 Reward miles are applied to total net purchases. That means any purchase that's charged to your Aspire World credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.

3 Your first purchase bonus reward miles accumulate within two billing cycles after the first qualifying purchase is posted to your account. Your anniversary bonus reward miles accumulate every year within two billing cycles of your rewards membership anniversary date.

In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.