You’ll get 1% in cash rewards on all your purchases … no matter how much you spend or where you shop! Then, every year, we’ll top up your rewards balance with an extra 50% of the cash rewards you’ve already earned. Think of it as a thank you bonus. Plus, we’ll start you off with $100 in bonus cash rewards on your first purchase.
This cash back credit card also comes with premium World benefits like Travel Emergency Medical, Price Protection, Extended Warranty and more. Check the World MasterCard Benefits tab for more.
Add an authorized user or request additional cards and your cash back credit card rewards will add up even quicker. And there’s no fee for adding an authorized user.
Your cash rewards never expire. Plus, unlike many cash back credit cards, you can redeem as often as you like and there’s no minimum or maximum amount you can earn or redeem for. And you choose how you’d like your cash – either by cheque or a statement credit. You can redeem over the phone or online – it’s easy!
1 Cash rewards are applied to total net purchases. That means any purchase thats charged to your Aspire credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions arent eligible for rewards.
2 The 50% anniversary cash bonus is based on the amount of cash rewards earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One® MasterCard minus refunds, returns or other similar credits. You won't receive an anniversary cash bonus on your first purchase bonus, transferred rewards, bonus rewards or rewards account adjustments. Your anniversary bonus cash rewards accumulate every year within two billing cycles of your rewards membership anniversary date.
3 Your first purchase bonus cash reward accumulates within two billing cycles after the first qualifying purchase is posted to your account.
In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.