Aspire Cash World MasterCard Credit Card

Aspire Cash World MasterCard Credit Card

Get 50% extra cash every year!

Apply now for the Aspire Cash World MasterCard Credit Card
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Credit Card Highlights
Cash Back
1%
Anniversary Bonus
50%
Annual Fee
$0
Annual Interest Rates
Purchase
Prime Rate: 3.00%

As of April 2012

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Balance Transfer
Prime Rate: 3.00%

As of April 2012

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Cash Advance
Prime Rate: 3.00%

As of April 2012

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Good Choice For:
  • People who like earning cash rewards
  • People who don’t carry a balance
$60k personal income or $100k household income is a minimum requirement.

Get an extra 50% cash rewards every year on your anniversary with this cash back credit card.

You’ll get 1% in cash rewards on all your purchases … no matter how much you spend or where you shop! Then, every year, we’ll top up your rewards balance with an extra 50% of the cash rewards you’ve already earned. Think of it as a thank you bonus. Plus, we’ll start you off with $100 in bonus cash rewards on your first purchase.

This cash back credit card also comes with premium World benefits like Travel Emergency Medical, Price Protection, Extended Warranty and more. Check the World MasterCard Benefits tab for more.

  • 1% cash rewards on all net purchases1
  • 50% extra cash rewards every year2
  • $100 bonus cash reward on your first purchase3
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0, and earn even more cash
  • World benefits including Travel Medical Insurance

Earn cash rewards even faster by adding an authorized user – there’s no fee!

Add an authorized user or request additional cards and your cash back credit card rewards will add up even quicker. And there’s no fee for adding an authorized user.

Redeem for cash whenever you want.

Your cash rewards never expire. Plus, unlike many cash back credit cards, you can redeem as often as you like and there’s no minimum or maximum amount you can earn or redeem for. And you choose how you’d like your cash – either by cheque or a statement credit. You can redeem over the phone or online – it’s easy!

Cash Rewards have no restrictions!
  • Cash rewards never expire
  • No limit to the amount of cash you can earn
  • Redeem as much or as little as you want, whenever you want – there are no restrictions


1 Cash rewards are applied to total net purchases. That means any purchase that’s charged to your Aspire credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.

2 The 50% anniversary cash bonus is based on the amount of cash rewards earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One® MasterCard minus refunds, returns or other similar credits. You won't receive an anniversary cash bonus on your first purchase bonus, transferred rewards, bonus rewards or rewards account adjustments. Your anniversary bonus cash rewards accumulate every year within two billing cycles of your rewards membership anniversary date.

3 Your first purchase bonus cash reward accumulates within two billing cycles after the first qualifying purchase is posted to your account.

In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.