Premium Cards  /  Rewards Credit Cards
Cash Back Credit Card

Cash Back Plus Platinum Credit Card

Earn cash back quickly!

Apply for Credit Card Apply for Credit Card by Phone Apply By Phone

Apply for a Credit Card[X]

1 (877) 277-5901

Use option 3 to check the status of an application.

Not available to residents of QC, NT, NU or YT.

Credit Card Highlights
Cash Back
Up to 2%
Cash Back Limit
None
Annual Fee
$99
Is the fee worth it?

Is it worth it?[x]

If you charge more than $2,000 a month on your cash back credit card, it's worth paying the annual fee for a higher cash back rate. If you charge less, check out our Cash Back Gold that has no annual fee.
Annual Interest Rates
Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%

  • Is this card right for you?

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Good Choice For:
  • People who like earning cash back
  • $60k minimum household income
  • Don't carry a balance
Learn Who This Card is a Good Choice For

Get rewarded on all your purchases with the cash back credit card.

You’ll start to earn cash back rewards right away on every purchase made using your Cash Back Plus Platinum MasterCard. The more you spend on your card the more you could earn. Add an authorized user or request additional cards for no fee and you can watch your cash back credit card rewards add up even quicker.

  • Up to 2% cash back on net purchases
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0
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Redeem your rewards, your way.

With No Hassle Rewards, redeeming is easy – your cash back credit card rewards never expire and there’s no limit to how much you can earn. Better yet, you choose how you'd like your cash – either by cheque or a statement credit. Plus, you can redeem over the phone or online.

Other banks only let you redeem once a year and your rewards may be capped. Our cash back credit card lets you redeem anytime and as often as you like with no limit to the amount you can earn – all you need is a cash rewards balance of $15 and you can start getting cash back.

Learn More About Redeeming

The more you spend each year,
the more you'll earn.

Cash Back

1%
2%
1.5%

Your Spend

first $15,000
$15,000.01 to $100,000
above $100,000

In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.