20% extra cash every year and pay no fee!
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- Cash Back
- 1%
- Anniversary Bonus
- 20%
- Annual Fee
- $0
- Purchase
- Prime Rate: 3.00%
As of November 2011
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
Prime+16.8% - Balance Transfer
- Prime Rate: 3.00%
As of November 2011
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
Prime+16.8% - Cash Advance
- Prime Rate: 3.00%
As of November 2011
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
Prime+16.8%
Is this card right for you?
We'll suggest some others if it isn't
- People who like earning cash rewards
- $30k minimum personal income
- Don't carry a balance
Get an extra 20% cash rewards every year on your anniversary with this cash back credit card.
You’ll get 1% in cash rewards on all purchases … no matter how much you spend or where you shop! Then, every year, we’ll top up your rewards balance with an extra 20% of the cash rewards you've already earned. Think of it as a thank you bonus. Plus, we’ll start you off with $50 in bonus cash rewards on your first purchase.
- 1% cash rewards on all net purchases1
- 20% extra cash rewards every year2
- $50 bonus cash reward on your first purchase3
- No limit to the amount of cash you can earn
- Add an authorized user for $0, and earn even more cash
- Platinum benefits including Purchase Assurance
Take a look at the chart below to see why you should choose the Aspire Cash Platinum MasterCard ...
| Cash Back On Gas And Grocery Spend |
Cash Back On All Other Purchases |
Anniversary Bonus |
First Purchase Bonus |
Total Cash Back After First Year |
|
|---|---|---|---|---|---|
| CIBC Dividend Visa | $25 | $76 | -- | -- | $101 |
| Scotiabank Momentum No-Fee Visa |
$30 | $45 | -- | -- | $75 |
| PC Financial MasterCard | $30 | $90 | -- | $5 | $125 |
| Desjardins Elegance Gold Visa |
$15 | $45 | -- | -- | $60 |
| National Bank Edition MasterCard |
$15 | $45 | -- | -- | $60 |
| Capital One Aspire Cash Platinum MasterCard |
$30 | $90 | $24 | $50 | $194 |
Competitors' rewards are based on publicly available information as of September 26, 2011. Cash back is based on $1,000 monthly spend (including $250 spend on gas and groceries).
Earn cash rewards even faster by adding an authorized user – there’s no fee!
Add an authorized user or request additional cards and your cash back card rewards will add up even quicker. And there’s no fee for adding an authorized user.
Redeem for cash whenever you want.
Your cash rewards never expire. Plus, unlike many cash back cards, you can redeem as often as you like and there’s no minimum or maximum amount you can earn or redeem for. And you choose how you’d like your cash – either by cheque or a statement credit. You can redeem over the phone or online – it’s easy!
Cash Rewards Have No Restrictions!
- Cash rewards never expire
- No limit to the amount of cash you can earn
- Redeem as much or as little as you want, whenever you want – there are no restrictions
1 Cash rewards are applied to total net purchases. That means any purchase that’s charged to your Aspire credit card minus refunds, returns or other similar credits. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.
2 The 20% anniversary cash bonus is based on the amount of cash rewards earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One MasterCard minus refunds, returns or other similar credits. You won't receive an anniversary cash bonus on your first purchase bonus, transferred rewards, bonus rewards or rewards account adjustments. Your anniversary bonus cash rewards accumulate every year within two billing cycles of your rewards membership anniversary date.
3 Your first purchase bonus cash reward accumulates within two billing cycles after the first qualifying purchase is posted to your account.
In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.
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