Please select two or more credit cards to compare using the check boxes in the Compare column.

Credit Cards Card Features Annual Interest Rates Fee/Yr.   Compare
Premium Credit Cards
  • Double miles
    Rewards are applied to total net purchases. That means any purchase that’s charged to your credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.
    on all purchases
  • 35,000 bonus reward miles on your first purchase
  • 10,000 anniversary bonus reward miles every year
Purchase Transfer Cash
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
$120
  • 1.5% cash rewards
    Rewards are applied to total net purchases. That means any purchase that’s charged to your credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.
    on all purchases
  • The 20% anniversary cash bonus is based on the amount of cash rewards earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One MasterCard minus refunds, returns or other similar credits. You won’t receive an anniversary cash bonus on your first purchase bonus, transferred rewards, bonus rewards or rewards account adjustments. Your anniversary bonus cash rewards accumulate every year within two billing cycles of your rewards membership anniversary date.
    20% extra cash rewards every year
  • $100 bonus on your first purchase
Purchase Transfer Cash
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
$120
  • 5.99%
    As long as you pay your bills on time.
    guaranteed for 3 years on purchases and balance transfers
  • Add rewards to your credit card for $99
Purchase Transfer Cash
5.99% 5.99% 19.8%
$0
  • 9.9%
    As long as you pay your bills on time.
    guaranteed on purchases and balance tranfers
  • 5,000 bonus reward miles on your first purchase
  • 1 reward mile for every $2
    Rewards are applied to total net purchases. That means any purchase that’s charged to your credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.
    on all purchases
Purchase Transfer Cash
9.9% 9.9% 19.8%
$0
  • 5 Priority Club points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
  • 2 Priority Club points for every $1
    Priority Club points are applied to total net purchases. That means any purchase that’s charged to your Priority Club credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for points.
    on all other purchases
  • Your first purchase bonus points accumulate within two
    billing cycles after the first qualifying purchase is posted to your account.
    30,000 bonus Priority Club points on your first purchase
  • You will earn 5,000 bonus Priority Club points for every
    $10,000 you spend on net purchases. These bonus points will appear on your Capital One credit card statement within two billing cycles of reaching your spend threshold. There is no cap on the amount of bonus points you can earn.
    5,000 bonus Priority Club points for every $10,000 you spend
Purchase Transfer Cash
19.8% 19.8% 19.8%
$120
  • 2 Delta miles for every $1 on Delta purchases
  • 1 Delta mile for every $1
    Delta miles are applied to total net purchases. That means any purchase that’s charged to your Delta SkyMiles credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for Delta miles.
    on all other purchases
  • If your first qualifying purchase posts to your credit card account within 45 days of account enrolment, you’ll earn 25,000 bonus Delta miles. These Delta miles will appear on your Capital One credit card statement within two billing cycles.
    25,000 bonus Delta miles on your first purchase
  • The annual fee for adding an authorized user is $49, applied within 45 days of receiving your card, then annually on the last date covered by your anniversary month’s statement, whether your card has been activated yet or not. If you add an authorized user to your account during the application process, you'll earn 2,500 bonus Delta miles, as long as your first qualifying purchase posts to your account within 45 days of account enrolment. Bonus is only on the first authorized user added. These Delta miles will appear on your Capital One credit card statement within two billing cycles after your first purchase.
    2,500 bonus Delta miles when you add an authorized user to your account
Purchase Transfer Cash
19.8% 19.8% 19.8%
$120

Auth. User $49
Classic Credit Cards
  • 1 reward mile for every $1
    Rewards are applied to total net purchases. That means any purchase that’s charged to your credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.
    on all purchases
  • 5,000 bonus reward miles on your first purchase
  • 1,000 anniversary bonus reward miles every year
Purchase Transfer Cash
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
$0
  • 1% cash rewards
    Rewards are applied to total net purchases. That means any purchase that’s charged to your credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards.
    on all purchases
  • The 20% anniversary cash bonus is based on the amount of cash rewards earned that year on total net purchases. Your total net purchases are any purchases that are charged to your Capital One MasterCard minus refunds, returns or other similar credits. You won’t receive an anniversary cash bonus on your first purchase bonus, transferred rewards, bonus rewards or rewards account adjustments. Your anniversary bonus cash rewards accumulate every year within two billing cycles of your rewards membership anniversary date.
    20% extra cash rewards every year
  • $50 bonus on your first purchase
Purchase Transfer Cash
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
Prime Rate: 3.00%

As of November 2011

Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

Prime
 +16.8%
$0
  • 2 Priority Club points for every $1 spent at any hotel within the Priority Club Rewards Family of Brands
  • 1 Priority Club points for every $1
    Priority Club points are applied to total net purchases. That means any purchase that’s charged to your Priority Club credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for points.
    on all other purchases
  • Your first purchase bonus points accumulate within two
    billing cycles after the first qualifying purchase is posted to your account.
    15,000 bonus Priority Club point on your first purchase
  • Your anniversary bonus points accumulate every year within two billing cycles of your credit card rewards membership anniversary date when you spend $10,000 or more a year using your Priority Club card.
    5,000 bonus Priority Club points every year you spend more than $10,000
Purchase Transfer Cash
19.8% 19.8% 19.8%
$0
  • 1 Delta mile for every $1 on Delta purchases
  • 1 Delta mile for every $2
    Delta miles are applied to total net purchases. That means any purchase that’s charged to your Delta SkyMiles credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren’t eligible for Delta miles.
    on all other purchases
  • If your first qualifying purchase posts to your account within 90 days of account enrolment, we’ll apply 2,500 bonus Delta miles to your Capital One credit card statement within two billing cycles.
    2,500 bonus Delta miles on your first purchase
Purchase Transfer Cash
19.8% 19.8% 19.8%
$0
  • As long as you pay your bills on time.
    Guaranteed rate of 9.9% for 3 years on purchases and balance transfers
  • Add rewards for $99
Purchase Transfer Cash
9.9% 9.9% 19.8%
$49
  • As long as you pay your bills on time.
    Guaranteed rate of 11.9% for 3 years on purchases and balance transfers
  • Add rewards for $99
Purchase Transfer Cash
11.9% 11.9% 19.8%
$19
  • As long as you pay your bills on time.
    Guaranteed rate of 14.9% for 3 years on purchases and balance transfers
  • Add rewards for $99
Purchase Transfer Cash
14.9% 14.9% 19.8%
$0
Guaranteed Credit Cards
  • Low interest rate on purchases and balance transfers
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
Purchase Transfer Cash
14.9% 14.9% 19.8%
$79
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
  • Build or strengthen your credit history
Purchase Transfer Cash
19.8% 19.8% 19.8%
$59
  • If you stay within your credit limit and make your payments on time in each of the first twelve billing periods, your interest rate for purchases and balance transfers that post to the purchase segment of your account will be decreased by 3%, starting on the first day of the 13th billing period. If you stay within your credit limit and make your payments on time in each of the next twelve billing periods (13th to 24th), your interest rate for purchases and balance transfers that post to the purchase segment of your account will be decreased by 3%, starting on the first day of the 25th billing period.
    Shrink your rate by 6% over 2 years – to 13.8%
  • Rebuild your credit history
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
Purchase Transfer Cash
19.8% (shrinks to 13.8%) 19.8% (shrinks to 13.8%) 19.8%
$59
  • Low interest rate on purchases and balance transfers
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
  • Security funds required
Purchase Transfer Cash
14.9% 14.9% 19.8%
$69
  • Guaranteed Terms: To qualify for a Guaranteed MasterCard
    you must have reached the age of majority in the province or territory in which you reside; not have an existing Capital One account, not have applied for a Capital One account within the last 45 days, or had a Capital One account that wasn’t in good standing; and provide security funds, if required, through your bank’s online banking site or by cheque or money order.
    Guaranteed approval
  • Build or strengthen your credit history
  • Security funds required
Purchase Transfer Cash
19.8% 19.8% 19.8%
$59



©2011 IHG. All rights reserved. The Priority Club Rewards program membership and its benefits (including Flights Anywhere and Hotels Anywhere) are offered at the sole discretion of Six Continents Hotels, Inc. (SCH) and its subsidiaries and affiliates which are members of the Intercontinental Hotels Group (collectively IHG).

©2011 Delta Air Lines, Inc. All SkyMiles program rules apply to SkyMiles program membership, miles, offers, mile accrual, mile redemption and travel benefits. To review the rules, please visit delta.com/memberguide. Offers void where prohibited by law. Offers and benefits subject to change without notice. Other restrictions may apply.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap & Go are trademarks of MasterCard International Incorporated.