Premium Cards /  Low Rate Credit Cards
Fusion Platinum MasterCard Credit Card

Fusion Platinum MasterCard Credit Card

The low interest rate you need. The rewards you want.

Apply now for the Fusion MasterCard Credit Card
Credit Card Highlights
Purchase
Rate
9.9%
Balance Transfer
Rate
9.9%
Rewards Earn
Rate
1 for $2
Annual
Fee
$0
Annual Interest Rates
Purchase
9.9%
Balance Transfer
9.9%
Cash Advance
19.8%
Good Choice For:
  • People who carry a balance
  • Wants to save money on interest payments
  • People who like earning rewards
  • $40k minimum household income
This Card's A Good Choice For

A low interest rate credit card that rewards you for every purchase you make.

You're looking for a low interest rate credit card. Why not expect a little more? Introducing the Fusion Platinum MasterCard from Capital One – a great credit card with a low annual interest rate of 9.9% fixed1 on purchases and balance transfers that also lets you earn valuable reward miles on everything you buy2.

A credit card that could save you money.

If your

Not sure what we mean by excellent credit?[X]

  • You've had open credit such as a credit card, loan or line of credit for more than ten years
  • Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
  • For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
  • You've made at least your required minimum payments on your existing credit on time in the past six months
credit rating is excellent the Fusion Platinum card is for you. If you carry a balance on this card the low-rate interest payments could save you money. Save even more money when you transfer high-interest rate debt using our no-fee balance transfer service. You can even transfer a balance to your credit card during your online application.
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Great rewards with no annual fee.

You'll earn 1 reward mile for every $2 you spend on purchases2. Plus, get 5,000 bonus reward miles on your first purchase3. You can redeem for great rewards online or over the phone. Redeem for previously purchased travel, merchandise and gift cards from some of the biggest brand names and even cash in the form of a statement credit or a cheque in the mail.
  • Travel
    Redeem for travel with as little as 15,000 reward miles.
  • Merchandise
    Choose from electronics and other great merchandise.
  • Gift Cards
    Gift cards make a great gift – even for yourself.
  • Cash
    Redeem reward miles for cash and spend however you want.
How many reward miles do I need to travel?
Cost of Your Travel Reward Miles Needed
Up to $150 = 15,000
$150.01 to $350 = 35,000
$350.01 to $600 = 60,000
$600.01 and greater = Travel cost x100

† This calculator is for illustrative purposes only. It assumes you will pay the same monthly payment for the life of the balance. Interest rates entered remain constant throughout the amortization period. Note your actual savings may be different based on your usage, payments and fees that may apply.

1 As long as you pay your bills on time.

2 Rewards are applied to total net purchases. That means any purchase that's charged to your Capital One credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.

3 Your first purchase bonus reward miles accumulate within two billing cycles after the first qualifying purchase is posted to your account.

In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.