Guaranteed Credit Cards
Guaranteed Secured MasterCard

Guaranteed Secured MasterCard

Guaranteed access to credit!

Apply for Credit Card 

Not available to residents of QC, NT, NU or YT.

Credit Card Highlights
Fraud Liability
$0
Annual Interest Rate
19.8%
Annual Fee
$59
Annual Interest Rates
Purchase
19.8%
Balance Transfer
19.8%
Cash Advance
19.8%

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Good Choice For:
  • People who need to establish their credit history
  • Guaranteed Approval
  • Household income greater than $20k
Learn Who This Card is a Good Choice For

Get a Secured MasterCard – guaranteed.

You’re guaranteed approval for a Secured MasterCard – even if you’ve had credit problems in the past. The only difference between this card and a regular credit card is that you need to provide security funds as collateral before you can receive your card and access your credit.

  • Security funds as low as $75 or $300 – this is determined after you’re approved
  • Credit limit of $300 or more
  • Your security funds are fully refundable if you ever decide to close your account – just make sure your MasterCard balance is paid in full and your account is in good standing

Your Approval is Guaranteed if:

  • You don't have an existing Capital One account
  • You haven't had a Capital One account that was in bad standing at any time within the last 12 months before applying
  • You haven't applied for a Capital One credit card account within the last 45 business days
  • You live in and are the age of majority in AB, BC, MB, NB, NL, NS, ON, PE or SK


In order to receive your card you'll need to provide security funds by cheque or money order.

We believe everyone deserves access to credit.

Once you’re approved we’ll send out a letter with your credit limit and the amount of security funds required. All you need to do is provide these funds by cheque or money order – please don’t send post-dated cheques or cash.

  • Guaranteed Approval
  • Access to credit that can help you establish your credit history
  • $0 fraud liability

Credit 101

Credit is convenient and offers benefits that cash doesn't.
Learn more about how credit works 

The best way to protect your credit card is knowing how to prevent fraud.
We'll tell you how


In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into the Canada Post outlet and provide further identification.