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Benefits of Credit

Credit is convenient and offers benefits cash doesn't.

  • You're covered by our Zero Liability policy, which means that if your credit card is used without your authorization, you will not be liable for these charges
  • You can't replace cash, but it's easy to replace your Capital One® MasterCard®
     

Credit gives you added benefits that other methods of payment can't match.

  • Credit cards are great for renting cars, reserving hotel rooms, making Internet purchases and having emergency cash
  • You get a 25-day interest-free grace period when you pay your balance in full each month – giving you the extra time you need to pay back purchases
  • Plus, detailed monthly statements help you keep track of exactly how much you are spending and where

 

Build up your credit knowledge. Visit our understanding credit website.

Is this card a good fit for you?

A few quick questions will let you know.
Find Out Now
These questions give us a picture of your credit situation and let you know if you're likely to be approved for this card. If you're not approved for the card, it may affect your credit report.
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