Benefits of Credit

Credit is convenient and offers benefits cash doesn’t.

• You’re covered by our $0 Fraud Liability policy, which means that if your credit card is lost or stolen and used without your authorization, you will not be liablie for these charges
• You can’t replace cash, but it’s easy to replace your Capital One^® MasterCard^®

Credit gives you added benefits that other methods of payment can’t match.

• Credit cards are great for renting cars, reserving hotel rooms, making Internet purchases and having emergency cash
• You get a 25-day interest-free grace period when you pay your balance in full each month – giving you the extra time you need to pay back purchases
• Plus, detailed monthly statements help you keep track of exactly how much you are spending and where