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For people with
Not sure what we mean by good credit?
- You've had open credit such as a credit card, loan or line of credit for more than six years
- You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
- For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
- You've made at least your required minimum payments on your existing credit on time in the last three months
- Your household income is more than $30,000
Platinum MasterCard®
with a 9.99% Interest Rate
Enjoy a great low rate on purchases and balance transfers with no annual fee.
 Not available to residents of QC, NT, NU, or YT
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Lock-in to a low rate for three years, guaranteed1.
Get the Platinum MasterCard with a great low, long-term rate of
9.99% for three years – guaranteed. And what happens after that? In December 2012, your annual interest rate becomes a variable rate of
As of October 2009
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+6.99%.
If you have Not sure what we mean by good credit?
- You've had open credit such as a credit card, loan or line of credit for more than six years
- You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
- For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
- You've made at least your required minimum payments on your existing credit on time in the last three months
- Your household income is more than $30,000
, this is the card for you. Plus, this Capital One card has no annual fee and you can save money when you transfer high-interest debt with our no-fee balance transfer service. Apply today!
Get more from your card.
Not available to residents of QC, NT, NU, or YT
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1 As long as you pay your bills on time.
In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into a Canada Post outlet and provide further identification.
MasterCard is a registered trademark and PayPass and Tap & Go are trademarks of MasterCard International Incorporated.
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