For people with

Not sure what we mean by excellent credit?


  • You've had open credit such as a credit card, loan or line of credit for more than three years
  • Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
  • You've made at least your required minimum payments on your existing credit on time in the past three months
  • Your household income is more than $30,000 a year

Miles Plus Platinum MasterCard®

with No Hassle RewardsTM

Get 25,000 bonus reward miles on your first purchase. Earn double reward miles for every dollar you spend and watch your rewards add up even quicker.

Apply NowNot available to residents of QC, NT, NU, or YT

Miles Plus Platinum MasterCard from Capital One Canada

 

Rated best travel rewards card with an annual fee.

An expert review of travel rewards credit cards rates Capital One Miles Plus Platinum MasterCard the best travel points card with an annual fee.


Double the reward miles and easy redemption – now that's No Hassle Rewards.

You'll earn your rewards twice as fast with the Miles Plus Platinum MasterCard. Simply use the card for all your purchases and you'll earn 2 reward miles for every dollar spent. Plus, get 25,000 bonus reward miles with your first purchase.

With No Hassle Rewards, you choose how you'd like to redeem your reward miles – for travel, cash, gift cards, or even merchandise. Plus, redeeming has never been easier and your reward miles never expire.

 

No Hassle Rewards

 

They're your rewards, so you choose how to redeem them:

Travel – Redeem for free travel starting with as little as 15,000 reward miles.

Cash – Redeem your reward miles for cash and spend it however you want.

Merchandise – Choose from electronics and other great merchandise.

Gift Cards – Gift cards make a great gift – even for yourself.

 

Why Go Plus?

 

Travel Redemption:

Check out this Reward Miles Ticket Counter to see how many reward miles you need to travel. Now the only decision left is choosing where you want to go!

 

Reward Miles Ticket Counter
Required Miles Cost of Ticket
15,000 Up to $150.00
35,000 $150.01 - $350.00
60,000 $350.01 - $600.00
100 x Cost of Flight * $600.01 and Greater
* for example, a $741 flight needs 74,100 reward miles


With MasterCard PayPassTM


Have a Miles rewards question?

See our FAQs for the answer.


Apply Now


Not available to residents of QC, NT, NU, or YT

 

 

Card Features

Rewards:

2 reward miles per $1 spent on purchases

25,000 bonus reward miles on your first purchase

Annual Interest Rate:

Prime Rate: 2.25%

As of October 2009

Prime Rate is a variable annual interest rate.  At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.

+17.55%  

Annual Fee: $99

Add an authorized user for no additional fee!


In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into a Canada Post outlet and provide further identification.

MasterCard is a registered trademark and PayPass and Tap & Go are trademarks of MasterCard International Incorporated.