Guaranteed approval.
Whether it's a Gold or a Secured MasterCard, you're guaranteed a card with the same rate – even if you've had credit problems in the past (if you're approved for a Secured card, it'll require affordable security funds).
What's a Secured card?
A Secured MasterCard gives you access to credit, just like any other credit card. The only difference is that you need to provide security funds as collateral before you receive your card and access your credit.
Build or strengthen your credit history.
Using your Guaranteed MasterCard responsibly can help you build or strengthen your credit history because we report your payment history to the credit bureaus every month (make sure you pay at least your minimum balance on time each month).
Your Approval is Guaranteed if:
- You don't have an existing Capital One account
- You haven't had a Capital One account that was in bad standing at any time within the last 12 months before applying
- You haven't applied for a Capital One account within the last 65 business days
- You live in and are age of majority in AB, BC, MB, NB, NL, NS, ON, PE or SK
If you're approved for a Secured card you'll need to provide security funds by cheque or money order (but we'll let you know if this is needed).
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Not available to residents of QC, NT, NU, or YT
