| Excellent and Good Credit |
|
Miles Plus Platinum MasterCard®
with No Hassle RewardsTM
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Get 25,000 bonus reward miles on your first purchase. Earn double reward miles for every dollar you spend and watch your rewards add up even quicker.
Learn More
|
Not sure what we mean by excellent credit?
- You've had open credit such as a credit card, loan or line of credit for more than three years
- Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
- You've made at least your required minimum payments on your existing credit on time in the past three months
- Your household income is more than $30,000 a year
|
Purchase:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Transfer:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Cash:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
|
$99
|
| |
|
Cash Back Plus Platinum MasterCard®
with No Hassle RewardsTM
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Earn up to 2% cash back on your purchases – and then choose how you'd like to get your cash.
Learn More
|
Not sure what we mean by excellent credit?
- You've had open credit such as a credit card, loan or line of credit for more than three years
- Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
- You've made at least your required minimum payments on your existing credit on time in the past three months
- Your household income is more than $30,000 a year
|
Purchase:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Transfer:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Cash:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
|
$99
|
| |
|
SmartLine™ Platinum MasterCard®
with a 5.99% Interest Rate
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Enjoy the certainty of a low rate by locking-into a guaranteed1 rate of 5.99% for three years on purchases and balance transfers. For those with
Not sure what we mean by excellent credit?
- You've had open credit such as a credit card, loan or line of credit for more than ten years
- Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
- For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
- You've made at least your required minimum payments on your existing credit on time in the past six months
- Your household income is more than $40,000 a year
Learn More
|
Not sure what we mean by excellent credit?
- You've had open credit such as a credit card, loan or line of credit for more than ten years
- Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
- For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
- You've made at least your required minimum payments on your existing credit on time in the past six months
- Your household income is more than $40,000 a year
|
Purchase:
5.99%
Transfer:
5.99%
Cash:
19.8%
|
$0
|
| |
|
Miles Platinum MasterCard®
with No Hassle RewardsTM
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Get 1 reward mile for every $1 spent on purchases. Plus, there's no hidden surprises when it's time to redeem for your rewards.
Learn More
|
Not sure what we mean by excellent and good credit?
- You've had open credit such as a credit card, loan or line of credit for more than three years
- Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
- You've made at least your required minimum payments on your existing credit on time in the past three months
- Your household income is more than $30,000 a year
|
Purchase:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Transfer:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Cash:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
|
$0
|
| |
|
Cash Back Platinum MasterCard®
with No Hassle RewardsTM
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Start earning cash back right away on everything you buy. There's no limit to the amount you can earn and no surprises when it's time to redeem.
Learn More
|
Not sure what we mean by excellent and good credit?
- You've had open credit such as a credit card, loan or line of credit for more than three years
- Your credit has been excellent for the last seven years (this means no bankruptcies and no defaults on credit as a result of failing to pay debts back to creditors)
- You've made at least your required minimum payments on your existing credit on time in the past three months
- Your household income is more than $30,000 a year
|
Purchase:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Transfer:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Cash:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
|
$0
|
| |
|
Curling Platinum™ MasterCard®
with No Hassle RewardsTM
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Turn ordinary purchases into extraordinary curling rewards like the opportunity to be an honorary scorer or attend a private curling clinic with a world class pro.
Learn More
|
Not sure what we mean by excellent and good credit?
- You’ve had open credit, like a credit card or line of credit, for more than one year
- You haven't had more than two missed payments on your credit in the last three months
- You've had good credit for the last two years (this means no defaults on credit as a result of failing to pay debts back to creditors)
- Your household income is more than $30,000
|
Purchase:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%2
Transfer:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
Cash:
As of February 2010
Prime Rate is a variable annual interest rate. At Capital One, we base our variable rates on the Canadian Prime Rate, as published in the Report on Business section of The Globe and Mail on the 25th day of each month. If the 25th falls on a weekend or holiday, the previous business day's information is used to determine the rate information.
+17.55%
|
$0
|
| |
|
Gold MasterCard®
with a 9.9% Interest Rate
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Enjoy this great low rate on purchases and balance transfers guaranteed1 for three years. For those with
Not sure what we mean by good credit?
• You've had open credit such as a credit card, loan or line of credit for more than six years
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
• You've made at least your required minimum payments on your existing credit on time in the last three months Your household income is more than $30,000
Learn More
|
Not sure what we mean by good credit?
• You've had open credit such as a credit card, loan or line of credit for more than six years
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
• You've made at least your required minimum payments on your existing credit on time in the last three months Your household income is more than $30,000
|
Purchase:
9.9%
Transfer:
9.9%
Cash:
19.8%
|
$49
|
| |
|
Gold MasterCard®
with a 11.9% Interest Rate
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Enjoy this great low rate on purchases and balance transfers guaranteed1 for three years. For those with
Not sure what we mean by good credit?
• You've had open credit such as a credit card, loan or line of credit for more than six years
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
• You've made at least your required minimum payments on your existing credit on time in the last three months Your household income is more than $30,000
Learn More
|
Not sure what we mean by good credit?
• You've had open credit such as a credit card, loan or line of credit for more than six years
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
• You've made at least your required minimum payments on your existing credit on time in the last three months Your household income is more than $30,000
|
Purchase:
11.9%
Transfer:
11.9%
Cash:
19.8%
|
$19
|
| |
|
Gold MasterCard®
with a 14.9% Interest Rate
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Enjoy this great low rate on purchases and balance transfers guaranteed1 for three years. For those with
Not sure what we mean by good credit?
• You've had open credit such as a credit card, loan or line of credit for more than six years
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
• You've made at least your required minimum payments on your existing credit on time in the last three months Your household income is more than $30,000
Learn More
|
Not sure what we mean by good credit?
• You've had open credit such as a credit card, loan or line of credit for more than six years
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
• You've made at least your required minimum payments on your existing credit on time in the last three months Your household income is more than $30,000
|
Purchase:
14.9%
Transfer:
14.9%
Cash:
19.8%
|
$0
|
| |
| |
| Credit Needs Improvement |
|
Guaranteed MasterCard®
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
We guarantee your approval for the Capital One MasterCard that can help you build or strengthen your credit history.
Learn More
|
Not sure what we mean by credit needs improvement?
- You've had a loan, credit card or line of credit for more than one year
- In the last two years, you've paid back debts to creditors (with no defaults)
- You've haven't had more than two missed payments on your credit in the last three months
- Your household income is more than $10,000
|
Purchase:
19.8%
Transfer:
19.8%
Cash:
19.8%
|
$59
|
| |
|
Low Rate Guaranteed MasterCard®
with a 14.9% Interest Rate
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
We guarantee you'll get a Capital One MasterCard with a low, long-term interest rate that can help you strengthen your credit history.
Learn More
|
Not sure what we mean by credit needs improvement?
- You've had a loan, credit card or line of credit for more than one year
- In the last two years, you've paid back debts to creditors (with no defaults)
- You've haven't had more than two missed payments on your credit in the last three months
- Your household income is more than $10,000
|
Purchase:
14.9%
Transfer:
14.9%
Cash:
19.8%
|
$79
|
| |
|
Cash Back Guaranteed MasterCard® for Gas & Groceries
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
You're guaranteed a card that'll earn you 2% cash back on gas and grocery purchases.
Learn More
|
Not sure what we mean by credit needs improvement?
- You've had a loan, credit card or line of credit for more than one year
- In the last two years, you've paid back debts to creditors (with no defaults)
- You've haven't had more than two missed payments on your credit in the last three months
- Your household income is more than $10,000
|
Purchase:
19.8%
Transfer:
19.8%
Cash:
19.8%
|
$79
|
| |
| |
| Establish Credit |
|
Guaranteed Secured MasterCard®
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Getting access to credit shouldn't be difficult – with a Capital One Secured card it's easy! Establish or rebuild a good credit rating today with guaranteed approval.
Learn More
|
Not sure what we mean by establish credit?
- You've never had a credit card, loan or line of credit; or,
- You're new to Canada; or,
- You've recently had credit troubles (that could include a bankruptcy)
|
Purchase:
19.8%
Transfer:
19.8%
Cash:
19.8%
|
$59
|
| |
|
Low Rate Guaranteed Secured MasterCard®
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
Getting access to credit shouldn't be difficult. Your approval is guaranteed with a Capital One Secured card – and with a low rate you could even save money.
Learn More
|
Not sure what we mean by establish credit?
- You've never had a credit card, loan or line of credit; or,
- You're new to Canada; or,
- You've recently had credit troubles (that could include a bankruptcy)
|
Purchase:
14.9%
Transfer:
14.9%
Cash:
19.8%
|
$69
|
| |
|
Guaranteed MasterCard® for Newcomers
|
Credit Level Requirements |
Annual Interest Rates |
Annual Fee |
New to Canada? We guarantee you'll get a Capital One MasterCard that is specifically designed for you. This card can help build your credit history and can reward you for good credit behaviour.
Learn More
|
Not sure what we mean by establish credit?
- You've never had a credit card, loan or line of credit; or,
- You're new to Canada; or,
- You've recently had credit troubles (that could include a bankruptcy)
|
Purchase:
19.8%
Transfer:
19.8%
Cash:
19.8%
|
$59
|
| |
| |
