- Premium Cards /
- Rewards Credit Cards
Good Choice For:
- People who like earning rewards
- People who don't carry a balance
$60k personal income or $100k household income is a minimum requirement.
World mastercard travel benefits
Travel Emergency Medical
Provides emergency medical coverage anywhere in the world. As the primary cardholder, you, your spouse and your dependent children, when travelling with either parent, are covered for trips up to 22 days, if under 65 years of age, and for trips up to 8 days, if 65 years of age or older. This benefit is subject to an exclusion for pre-existing medical conditions.
If an illness, injury or other covered cause prevents you from starting your trip, you'll be covered for up to $1,000 of eligible cancellation expenses per insured person, to a maximum of $5,000 per trip. Trip Cancellation covers you, as the eligible cardholder, your spouse and your dependent children when travelling with you and/or your spouse. It also covers up to two travelling companions. The full cost of the trip expenses must be charged to your Capital One credit card.
If an illness, injury or other covered cause prevents you from continuing your trip, you'll be covered for up to $5,000 of eligible trip interruption expenses per insured person, to a maximum of $25,000 per trip. Trip Interruption covers you, your spouse, your dependent children and up to two other travelling companions when the full cost of the trip expenses are charged to your Capital One credit card.
You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $250 per day and $1,000 per trip for all insured travellers. Simply charge the full cost of your tickets to your Capital One credit card.
If your checked baggage is lost by an airline you can be reimbursed up to $1,000 per trip for all insured travellers. The full cost of your tickets must be charged to your Capital One credit card.
If your checked baggage is delayed for more than four hours at your away-from-home destination, you, your spouse and your dependent children may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. The full cost of your tickets must be charged to your Capital One credit card.
Travel Accident Insurance
Receive up to $500,000 automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One credit card.
Car Rental Collision/Loss Damage Waiver
Charge the full cost of your car rental to your Capital One card and decline the collision damage waiver insurance offered by the rental agency (you could save $20-$30 per day) and you'll be insured if your rental car is damaged or stolen when you rent the car for a period of up to 48 days.
MasterAssist Travel Assistance
Provides 24/7 assistance for medical referrals, emergency cash transfers, lost documents and ticket replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. Any costs incurred in connection with these services are charged to your Capital One credit card.
World MasterCard Everyday Benefits
When you use your Capital One credit card to buy a new item in Canada that is advertised for sale at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year.
When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer's warranty for up to two years.
Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card.
One-call assistance with arrangements for travel, entertainment, business and shopping. Any costs incurred in connection with these services are charged to your Capital One credit card.
Master Global Services
Provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM.
If your card is used without your authorization, you're protected with Zero Liability. That means you won't pay for any unauthorized purchases on your card.
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Potential savings in the "Is it worth it?" tool tip are based on a two-week, international vacation package for two 30-year-olds, costing $2,500 and booked on your Aspire Travel World MasterCard. For all insurance coverage, certain limitations, restrictions and exclusions apply. For Travel Emergency Medical Insurance, the primary Cardholder, their spouse and their dependent children, when travelling with either parent, are covered for trips up to 22 days, if under 65 years of age, and for trips up to 8 days, if 65 years of age or older. The date of departure is counted as the first day. When you're approved for the card you'll receive Certificates of Insurance which contain a full description of coverage. Capital One is not the insurer.
In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into a Canada Post outlet and provide further identification.
Travel Accident Insurance and Baggage Delay are underwritten by Chubb Insurance Company of Canada. Travel Emergency Medical Insurance, Trip Cancellation, Trip Interruption, Flight Delay, Baggage Loss, Car Rental Collision/Loss Damage Waiver, Price Protection, Purchase Assurance and Extended Warranty are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions™ companies. You'll receive the details of your coverage, including terms, conditions and limitations and exclusions in the Certificates of Insurance provided with your card.
MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPassTM and Tap & GoTM are trademarks of MasterCard International Incorporated.