Aspire TravelTM World MasterCard®
Right for you if:
- You have Excellent Credit
- You like earning rewards
- You meet the minimum requirement of either personal income of $60K OR household income of $100K
Double miles you can actually use!
- 2 reward miles for every $1 on all purchases – no matter where you shop
- 35,000 bonus miles when you make your first purchase
- 10,000 anniversary bonus miles every year
- No limit to the amount of miles you can earn
- Add an authorized user for $0 and earn even more miles with their purchases
- World MasterCard benefits, including Travel Emergency Medical insurance and Trip Cancellation insurance
Earn rewards and skip the hassle with our No Hassle RewardsTM program!
- Book your own trip – including the hotel, airline or rental car of your choice – then redeem your reward miles for your travel expenses
- Pay for the taxes on your travel with your miles
- No blackout dates or hidden fees
We've made it simple. With the Aspire Travel World MasterCard, you get 2 reward miles for every $1 – on everything you buy3.
|Travel||Gas & Groceries||Everything Else|
|BMO® World Elite®||1||1||1|
Redeem for Travel, Merchandise, Gift Cards or Cash – it’s up to you!
Redeem for travel with as little as 15,000 reward miles.
Choose from electronics and other great merchandise.
Gift cards make a great gift – even for yourself.
Redeem reward miles for cash and spend however you want.
How many reward miles do I need to travel?
|Cost of Your Travel||Rewards Miles Needed|
|Up to $150||15,000|
|$150.01 to $350||35,000|
|$350.01 to $600||60,000|
|$600.01 and greater||Travel cost x100|
WORLD MASTERCARD TRAVEL BENEFITS
Travel Emergency Medical
Provides emergency medical coverage anywhere in the world. As the primary cardholder, you, your spouse and your dependent children, when travelling with either parent, are covered for trips up to 22 days, if under 65 years of age, and for trips up to 8 days, if 65 years of age or older. This benefit is subject to an exclusion for pre-existing medical conditions.
If an illness, injury or other covered cause prevents you from starting your trip, you'll be covered for up to $1,000 of eligible cancellation expenses per insured person, to a maximum of $5,000 per trip. Trip Cancellation covers you, as the eligible cardholder, your spouse and your dependent children when travelling with you and/or your spouse. It also covers up to two travelling companions. The full cost of the trip expenses must be charged to your Capital One credit card.
If an illness, injury or other covered cause prevents you from continuing your trip, you'll be covered for up to $5,000 of eligible trip interruption expenses per insured person, to a maximum of $25,000 per trip. Trip Interruption covers you, your spouse, your dependent children and up to two other travelling companions when the full cost of the trip expenses are charged to your Capital One credit card.
You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $250 per day and $1,000 per trip for all insured travellers. Simply charge the full cost of your tickets to your Capital One credit card.
If your checked baggage is lost by an airline you can be reimbursed up to $1,000 per trip for all insured travellers. The full cost of your tickets must be charged to your Capital One credit card.
If your checked baggage is delayed for more than four hours at your away-from-home destination, you, your spouse and your dependent children may be eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. The full cost of your tickets must be charged to your Capital One credit card.
Travel Accident Insurance
Receive up to $500,000 automatic travel insurance coverage for you, your spouse and your dependent children when you charge the full cost of your common carrier tickets to your Capital One credit card.
Car Rental Collision/Loss Damage Waiver
Charge the full cost of your car rental to your Capital One card and decline the collision damage waiver insurance offered by the rental agency (you could save $20-$30 per day) and you'll be insured if your rental car is damaged or stolen when you rent the car for a period of up to 48 days.
MasterAssist™ Travel Assistance
Provides 24/7 assistance for medical referrals, emergency cash transfers, lost documents and ticket replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. Any costs incurred in connection with these services are charged to your Capital One credit card.
WORLD MASTERCARD EVERYDAY BENEFITS
When you use your Capital One credit card to buy a new item in Canada that is advertised for sale at a lower price within 60 days of purchase, Price Protection refunds the price difference up to $100 per item and $500 per calendar year.
When you use your Capital One credit card to purchase most personal items (and the full cost of the item is charged to your card), Extended Warranty coverage automatically doubles the original manufacturer's warranty for up to two years.
Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card.
One-call assistance with arrangements for travel, entertainment, business and shopping. Any costs incurred in connection with these services are charged to your Capital One credit card.
MasterCard Global Service™
Provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM.
If your card is used without your authorization, you're protected with Zero Liability. That means you won't pay for any unauthorized purchases on your card.
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Reward miles are applied to total net purchases. That means any purchase that's charged to your Capital One credit card minus credits or returns. Cash advances, balance transfers and access cheque transactions aren't eligible for rewards.
Your first purchase bonus reward miles accumulate within two billing cycles after the first qualifying purchase is posted to your account. Your anniversary bonus reward miles accumulate every year within two billing cycles of your rewards membership anniversary date.
Make sure to check individual websites for detailed product information and earn and redemption rates. All trademarks used herein are owned by the respective entities. All rights reserved.
Travel Accident Insurance and Baggage Delay are underwritten by Chubb Insurance Company of Canada. Travel Emergency Medical Insurance, Trip Cancellation, Trip Interruption, Flight Delay, Baggage Loss, Car Rental Collision/Loss Damage Waiver, Price Protection, Purchase Assurance and Extended Warranty are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions™ companies. You'll receive the details of your coverage, including terms, conditions and limitations and exclusions in the Certificates of Insurance provided with your card.
This forum is designed for Capital One cardholders to rate their experiences with products and services offered by Capital One and its affiliated companies. Products or service requirements, price, and features can depend on cardholder choices as well as the applicable laws and the specific product or service contracts of the cardholder, which may vary by jurisdiction and the date on which they obtained their card. Capital One does not guarantee the accuracy of cardholder posts and no review represents the opinion of Capital One or financial advice. Reviews must comply with our Terms and Conditions.
MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
In addition, we have a number of checkpoints to ensure your identity stays safe during the application process. If we're unable to confirm your identity during the application process, you'll need to go into a Canada Post outlet and provide further identification.